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Financial planning for retirement involves many individual factors, but the goal does not change: to build sufficient assets to last a lifetime. In other words, retirees want to be confident that they will not outlive their money. Many financial products and investments are designed to help accumulate money that will provide a comfortable lifestyle during…
An annuity is a contract with an insurance company, purchased with a lump sum or payments over time. The company invests the money and pays it back to the buyer in regular installments over time or in a lump sum at a specified time. Buyers should learn how a retirement annuity works and the fees…
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